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Koom Tem MAX 3/2 - Short-term Endowment

Saving Made Simple - Invest in your future with Koom Tem Max 3/2

The value short-term endowment plan offers both coverage and saving with just 2 years of premium payments period while enjoying life protection for 3 years, without any health check-up needed. Guaranteed to receive total benefit up to 213% of the sum insured.

Short-term saving
Only 2 years premium pay, get 3 years life coverage
Cash back
Receive total benefit up to 213% of sum insured.
Life coverage
Cover up to 105% of total premium paid.
Refund a full insurance premiums
With an additional 5% benefit of sum insured at the end of the third policy year.
  • Short-term saving
    Only 2 years premium pay, get 3 years life coverage
  • Cash back
    Receive total benefit up to 213% of sum insured.
  • Life coverage
    Cover up to 105% of total premium paid.
  • Refund a full insurance premiums
    With an additional 5% benefit of sum insured at the end of the third policy year.

More Product Details

  • Only 2 years premium payment period, but get 3 years life coverage.
  • Receive total guaranteed benefit up to 213% of the sum insured.
  • Enjoy cash back 3% of the sum insured at the end of policy year 1 and 5% of the sum insured at the end of policy year 2.
  • Death benefit cover up to 105% of the total premium paid throughout the policy term.
  • No health check-up.
  • Easy to buy. Just call (+66)2-033-9000.


Issue age 1 month 1 day - 70 years old
Coverage period 3 years
Premium payment period 2 years
Premium rate THB 1,000 for THB 1,000 of sum insured. Same premium rate for all ages and genders. Premium not changed by attained age. 
Premium payment mode Annually
Minimum sum insured THB 50,000
Maximum sum insured THB 10,000,000 per life
Rider attachment Not allow
Underwriting guideline No health check-up required
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